Small savings schemes: Govt announces interest rates for PPF, NSC for April-June quarter of FY26; check details

Small financial savings scheme: The central authorities has stored the rates of interest on small financial savings schemes like PPF and NSC unchanged for the April-to-June quarter of the monetary 12 months 2025-26.

“The charges of curiosity on numerous small savings schemes for the primary quarter of FY2025-26 ranging from 1st April, 2025 and ending on thirtieth June, 2025 shall stay unchanged from these notified for the fourth quarter (1st January, 2025 to thirty first March, 2025) of FY 2024-25,” the Division of Financial Affairs (DEA) mentioned in a notification issued on Friday, March 28.

Curiosity Charges

In keeping with an earlier report by Mint, the interest rates for the Public Provident Fund (PPF) and publish workplace financial savings deposit schemes have remained unchanged at 7.1 per cent and 4 per cent, respectively.

People who find themselves occupied with investing in protected property like PPFs often achieve this because of the tax advantages and long-term savings potential of the asset class.

In the meantime, the deposits below the Sukanya Samriddhi scheme have an rate of interest of 8.2 per cent, and the speed on the three-year deposit will likely be retained at 7.1 per cent for the primary quarter of the monetary 12 months 2025-26.

The Senior Citizen Financial savings Scheme (SCSS) has an rate of interest of 8.2 per cent. It’s designed to supply monetary safety to senior residents and gives increased returns than different financial savings choices.

Different key schemes, just like the five-year recurring Deposit (RD), supply an rate of interest of 6.7 per cent, which is stored unchanged for the upcoming April-to-June quarter of the monetary 12 months 2025-26.

The federal government decides and broadcasts the rates of interest on small financial savings schemes, that are primarily operated by publish workplaces and banks, each quarter in a monetary 12 months.

It could be famous that the government stored the rates of interest unchanged for the January-to-March quarter of the monetary 12 months 2024-25.

Disclaimer: That is an academic article and shouldn’t be thought-about an funding technique. We advise buyers to verify with licensed consultants earlier than making any funding choices.