Like each Diwali, this yr too, you’ll have a slew of bills lined up. To fulfill these bills, you possibly can use your bank card to profit from it.
Right here we listing some credit cards that you possibly can use to capitalise in your Diwali procuring. A few of these playing cards supply cashback, whereas others present rewards and reductions on procuring – each on-line and offline.
(The listing under is indicative and never exhaustive)
Bank cards for on-line procuring this Diwali
I. SBI Cashback Credit score Card: This card supplies 5% cashback on online spends with none service provider restriction and 1% cashback on offline spends. Nonetheless, cashback is just not relevant to service provider EMI and flexipay EMI transactions.
II. Amazon Pay ICICI Credit score Card: This card by ICICI Bank supplies 4% cashback on iShop. The cardholders stand to earn factors on each ₹100 spent on Amazon. There are 5X factors for Prime members and 3X for non-Prime members and 2X for 100+ companion retailers.
III. Flipkart Axis Financial institution Credit score Card: This card gives 7.5% cashback on Myntra spends and 5% cashback on Flipkart and Cleartrip spends. You’ll be able to earn limitless 4% cashback on most popular retailers.
IV. HDFC Millennia Credit score Card: This card by HDFC Bank gives 5% cashback on Amazon/BookMyShow/ Flipkart (as much as ₹1,000 every quarter) and 1% on different spends. There are EMI choices for large purchases.
V. Axis Financial institution ACE Credit score Card: This Axis Bank card gives 5% cashback on invoice funds (electrical energy, web, fuel and extra) and DTH and cell recharges on Google Pay. There’s 1.5% cashback on all different spends and 4% cashback on Swiggy and Zomato.
Disclaimer: Mint has a tie-up with fintechs for offering credit score, you will have to share your data in case you apply. These tie-ups don’t affect our editorial content material. This text solely intends to teach and unfold consciousness about credit score wants like loans, bank cards and credit score rating. Mint doesn’t promote or encourage taking credit score because it comes with a set of dangers similar to excessive rates of interest, hidden expenses, and so on. We advise traders to debate with licensed consultants earlier than taking any credit score.
